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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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No matter what type of loan you need, we're with you every step of the way.
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REFINANCING is easy with our professionals' help.
Mortgage Basics
Application Checklist
Applying for a mortgage can seem like a daunting and scary process. To help, we’ve created a checklist of things for you to compile, complete and acknowledge before applying.
Credit
Credit history is a recorded file of past and current credit that is utilized to compile a credit score.
Closing Costs
A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
Appraisals
An appraisal is an estimate of a property’s fair market value and is required by a lender to ensure the loan amount is not more than the property value.
Private Mortgage Insurance (PMI)
Private Mortgage Insurance or PMI is insurance that protects a lender from increased risk from borrowers putting less than 20% down on a house.
Refinance
Refinancing your mortgage is a common practice used to lower monthly payments, interest rates, lower your DTI and more.
Glossary of Terms
See a full list of mortgage terms by clicking learn more below.
Foreclosure
Foreclosure is the process of a lender seizing a property in accordance with the terms stipulated in the mortgage contract.
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About Us
We've focus on helping customers afford the home of their dreams and we love what we do.
Company NMLS: 1930336
www.nmlsconsumeraccess.org
